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What happens if someone else is driving my car and gets in an accident?

pain-and-suffering

You lend your car to a friend or relative so that they can run errands, attend to an emergency, or go on a road trip. Unfortunately, the worst happens, and, an automobile accident occurs with your friend/family at the wheel. Since the car does not belong to them, the situation can be quite complicated to handle. Let’s look at some of the implications in this case and what will happen regarding liability and compensation.

Liability and self-owned vehicles

If the car in question is a self-owned vehicle, the at-fault driver’s insurance should be responsible for the damages resulting from the accident. This means that if the person who borrowed your vehicle is not the one at fault, the insurer of the other driver who IS responsible for the crash will cover the damages. On the other hand, if the friend or relative that borrowed your vehicle is liable, your insurance company should pay for damages resulting from the accident.

Car insurance covers the vehicle

Most people assume that car insurance usually covers the driver. However, this is not true. Auto insurance covers the vehicle, and this means that if you allow another person who is a friend or a part of your household to drive the vehicle, your insurance will cover any damages that result from the accident.

For example, you lend your car to your sister for the day. She accidentally hits another car in the parking lot at her office. In this case, your liability coverage will cover damages for the other car. If the costs exceed your limit, your sister’s insurance will step in as secondary coverage.

Non-permissive use

If your vehicle is taken without permission by a family member or relative that’s excluded from your policy, your insurance will not pay for the damages. In this case, the driver’s coverage will cover the damages implied by the crash. However, if the individual who used your car without permission is not insured, your insurer will be liable for all of the damages.

When it comes to automobiles nobody can predict the future. You may lend your car to a friend, family, or relative only to get a call that there has been an automobile accident. Contact Reyna Injury Lawyers today, especially if your friend was uninsured, impaired, or did not have a license at the time of the accident.

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Penalties for drunk driving

If you have recently been stopped for a DUI, you are probably wondering what this means for your future and your license.

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What are the penalties of drunk driving in the state of Texas?

If you have recently been stopped for a DUI, you are probably wondering what this means for your future and your license. In the state of Texas, there are several laws put into place that governs driving while intoxicated or under the influence of alcohol. If you’re in the car with a child passenger, you could be met with a fine of over $10,000 and a 2-year jail sentence.

For those who have the DUI and are dealing with a first offense, you will receive a fine up to $2,000, three to 180 days in jail, the loss of your driver’s license and a bill totaling up to $2,000 annually to retain your driver’s license. As a second offense, all of these instances will double and with a third offense, you can expect to deal with triple the sentence. Because of the large implications put against you by the state of Texas even for your first offense, it is no wonder that many people get lawyers involved so that they do not get hit with everything at once. Even the annual fee of $2,000 to retain your license is a lot for people who have other bills and responsibilities to worry about.

If you have been involved in a DUI or have been in an accident while intoxicated, it is time for you to contact Reyna Injury Lawyers. They are there to help you with this particular case to ensure that you get out with as little to deal with as possible. The state of Texas is incredibly strict with alcohol and driving when they’re mixed, so it’s important to work with a local lawyer who is going to assist you with the case. Reyna Injury Lawyers are there to assist you in any way that they can so that you can simply get back to life and deal with the fines in a more affordable manner that is not going to break the bank.

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Tips to safely use cruise control

Cruise control makes driving easier by allowing you to set the speed you want to travel at without pressing the gas pedal. This can help you stay under the speed limit and aid in avoiding reckless driving behaviors. It’s essential to be smart and safe when using this function on your vehicle.

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How to Safely Use Cruise Control?

Cruise control makes driving a bit easier by allowing you to set the speed you want to travel at without pressing the gas pedal. This can make it easier to stay under the speed limit and aid in avoiding reckless driving behaviors. It’s essential to be smart and safe when using this function on your vehicle. Follow these tips to utilize cruise control without compromising safety.

Watch the Road
Automatic acceleration means you need to keep your eyes on the road even more vigilantly than before since you’re traveling at a constant speed. You’ll need to watch for cars coming in your lane, a reckless driver, or unexpected items in the roadway. Once you apply the brake cruise control automatically stops as an added safety feature.

Keep your foot on the brake
Keep your foot very close to the brake when using cruise control in case you need to stop suddenly. It’s common to use cruise at high speeds on the highway, sometimes in excess of 70mph. Taking your foot away from the accelerator is absolutely fine, but keep your foot ready to press that brake pedal at any point.

Speed Limits
Stay under the speed limit when using cruise. You can still get a ticket if you’re using it and engage in speeding or other behaviors that classify you as a reckless driver. Activate cruise a few miles under the speed limit to account for small changes in speed such as going down hills.

Appropriate Situations
Cruise control is not ideal for all road conditions. When the roads are wet or covered in snow, you need to have the most control possible. Staying at one constant speed can be dangerous and lead to an accident if you start sliding off the road or need to slow down for a sharp curve.

Cruise control is a convenient feature for most vehicles if used correctly. If you or someone you know is injured in an accident, call Reyna Injury lawyers today for a consultation and to determine your next course of action.

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Safety matters while driving

Even under the best of conditions, driving always presents numerous dangers. When safety measures are ignored, the prospect for a car crash becomes all the more likely. To keep from becoming involved an accident, consider these safety matters.

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5 things you should not do after a car crash

A car accident can be a highly stressful event. It is important, however, for anyone involved in a traffic collision to handle the situation calmly and deliberately. There are numerous things you should do at the scene and even more numerous things you shouldn’t do. Here are some things to consider even before you confront other drivers or witnesses.

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When Should I See a Doctor After a Car Accident?

An automobile accident is a shocking and potentially life-altering experience. The reality is that you may have more questions following a car accident if you do not appear to be injured that you would if you were injured seriously. A key question you might have is when should I see a doctor after a car accident? The quick answer with this question is always, according to the American Bar Association.

The reality is that not all injuries sustained in a car accident are readily or immediately identifiable. For the sake of your own health and well being, you need to consult a doctor promptly following an accident, even if you do not think you sustained any injury.

In addition, if the accident was caused by someone else’s negligence, you need to be able to fully document your injuries, damages, and losses. This includes documenting injuries that might not be immediately apparent in the aftermath of an automobile accident.

You need to seek a medical evaluation before you begin the claims process with an insurance company. You need to keep in mind that an insurance company is in business for one primary reason. An insurance company exists to make money for its shareholders. The less money paid out in claim settlements, the more money available to go into the pockets of an insurer’s stockholders. You should also give serious consideration if consulting an attorney before providing any statement to an insurance company.

If you accident occurred in Corpus Christi, Texas, you should be proactive in arranging a consultation with a Corpus Christi car accident lawyer. A Corpus Christi car accident lawyer, like a member of the legal team at the J. Reyna Law Firm, can provide you a thorough evaluation of your case. Call the J. Reyna Law Firm today and an immediate initial consultation can be scheduled with you. There is no fee charged for an initial consultation with a Corpus Christi car accident lawyer with the J. Reyna Law Firm.

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